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Legal Disclosure

Privacy Policy

Last Updated: September 20, 2026 • Effective Date: January 1, 2026

Notice to Site Visitors & Legal Counsel: This Privacy Policy describes the general information collection, usage, and disclosure practices of AP Affiliates LLC. Specific campaign properties operated by AP Affiliates may include customized privacy notices tailored to particular verticals, advertising networks, or geographic jurisdictions.

1. Information We Collect

When you interact with our websites, marketing landing pages, or contact forms, AP Affiliates LLC may collect both personal information that you voluntarily provide and technical data that is automatically collected by our servers.

  • Contact & Identification Data: Full name, telephone number, email address, physical address, and postal code.
  • Campaign-Specific Information: Self-reported loan balances, estimated home values, unsecured debt levels, electric utility provider, or home improvement project scope.
  • Consent Records: IP address, timestamp, browser user-agent, and independent consent certification tokens (such as TrustedForm or Jornaya certificates).

2. How We Use Collected Information

We collect and process consumer information strictly for legitimate commercial acquisition purposes:

  • Connecting prospective consumers with participating third-party service providers, lenders, debt relief organizations, solar contractors, or insurance agencies.
  • Verifying consumer identity, telephone line status, and express consent prior to distribution.
  • Fulfilling customer support requests and B2B partnership inquiries.
  • Maintaining compliance documentation and audit trails as required by federal and state regulations.

3. Sharing and Distribution of Information

When a consumer voluntarily submits an inquiry on one of our acquisition portals with affirmative consent, that inquiry may be transferred to our network of participating commercial buyers, marketing partners, or telephony call centers to provide the requested rate comparison, estimate, or consultation.

We do not sell personal information to unaffiliated third parties for unrelated consumer marketing purposes outside the scope of the specific service requested by the consumer.

4. State Privacy Rights (California CCPA / CPRA & Other States)

Residents of California and other states with comprehensive consumer privacy statutes enjoy specific legal rights regarding their personal data, including the right to know what personal data is collected, the right to request deletion, and the right to opt out of the sale or sharing of personal data.

To exercise any of these privacy rights, please visit our Do Not Sell or Share My Personal Information page.

5. Data Security & Storage

We implement commercially reasonable technical and administrative safeguards to protect consumer information from unauthorized access, alteration, or disclosure. All web transmissions are encrypted using standard Transport Layer Security (TLS/HTTPS).

6. Contact Our Privacy Officer

If you have questions regarding this Privacy Policy or wish to submit an inquiry to our compliance department, contact:

AP Affiliates LLC • Privacy & Compliance Operations
1603 Capitol Ave, STE 413A, Cheyenne, WY 82001
Email: info@apaffiliatesllc.com
Phone: +1 7737404252